Other Insurance Products

FMB Insurance can also provide a wide range of other insurance products. Our close relationship with our insurers means that our range of cover is non-exhaustive. If there’s something you’re looking for, we will try our very best to assist and find the right cover for you.

Here you can find a snapshot of the other insurance products we are able to offer.

Breakdown Recovery Insurance

Breakdowns happen and when they do its vital for your business that you get back on the road as quickly as possible. With breakdown recovery insurance, you can arrange cover for roadside assistance, recovery, home start, passenger relay and even European assistance in the event of you breaking down on the continent. Individual breakdown insurance currently costs around £65 per vehicle, though this can be cheaper when purchased with single van and fleet insurance.

Property Owners’ Insurance

Property owners’ insurance comes in almost as many shapes and sizes as there are types of property that need insuring. Whether you are in need of home insurance, landlord insurance, commercial property insurance, holiday home insurance or even unoccupied property insurance, we almost certainly have a policy to suit your needs. 

We can also insure your property against a wide range of risks including, fire, lightning, explosion, earthquake, aircraft, riot and civil commotion, malicious damage, storm, flood, impact and subsidence.

Another type of property owners’ insurance is property owners’ liability insurance. This is a very specific property insurance that helps protect you against your liability as a result of someone being injured in or by your building. E.g. if someone was to trip on broken tile in a hallway or be hit by a falling slate from your roof.

Professional Indemnity Insurance

In all walks of professional life, mistakes happen. No matter how careful you are, there’s always the possibility that an error, no matter how inadvertent, will occur and end up costing you. For instance, if you were to provide a client with inadequate advice, service or designs when building a house, they could take you to court over it. In such an eventuality, your professional indemnity insurance cover would be there to take care of your legal costs and expenses (subject to policy terms and conditions) in defending the claim and also cover any compensation required to rectify the mistake.

Directors’ and Officers’ Insurance

As a director of a limited company you will be making lots of important decisions. And although your company is limited, you will still have liability for your corporate actions and that’s where directors’ and officers’ insurance comes in. Directors’ and officers’ insurance (D&O insurance) helps protect you from claims against directors that arise from disgruntled customers, official investigations, investors or shareholders. Directors’ and officers’ insurance will pay your legal costs and damages (subject to policy terms and conditions) to give complete peace of mind.

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If you're looking for an insurance policy that isn't featured here, please get in touch and a member of our team will be happy to assist you.

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