Unoccupied Buildings Insurance

Whether you’re awaiting the sale of your property, undergoing renovations or if you’re just leaving your home unoccupied for longer than the standard period that your home insurance may cover you for – FMB Insurance’s Unoccupied Buildings Insurance is a great way to ensure you’re protected.  

Whilst you’re away from home, you don’t need to worry about the what-ifs – our comprehensive policy offers cover a range of time frames, including three, six or nine months, as well as cover for the following:   

  • Fire, lightning, explosion or earthquake 
  • Damage by fall of aircraft 
  • Storm, tempest or flood 
  • Water leakage from fixed water tanks, equipment or pipes 
  • Theft or attempted theft 
  • Impact by vehicle or animal 
  • Riots, strikes, civil commotion and malicious damage 
  • Subsidence, landslip or heave 
  • Falling or collapse of radio and television aerials (buildings only) 
  • Falling trees 

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