The Federation of Master Builders

Insurance Products

At FMB Insurance, we strive to help you make the right choices for your building projects. Our carefully-picked insurance policies and expert customer service will give you invaluable peace of mind, reassurance and confidence throughout the building process and beyond.

Whether you’re building a new home, adding something to an existing build or if you’re simply looking for a range of insurance to compliment your construction business, FMB Insurance can help you.

We provide an extensive range of insurance products that not only cover your building requirements, but also your business needs. Our list of products is non-exhaustive, meaning that if you don’t see what you’re looking for; our team will go the extra-mile to see if we can source it for you.

Please click on the links below to view our full product range.

Public Liability Insurance

Public Liability Insurance covers you for the compensation of any damage to a third-party property such as a client’s home or their neighbour’s property.

Employers’ Liability Insurance

Employers’ Liability Insurance is a legal requirement if you have staff working for you, and covers you for claims from employees who have been injured or become seriously ill as a result of working for you

Contract Works Insurance

Contract Works Insurance is a fantastic way for builders to add that extra bit of reassurance when working on a client’s site.

Professional Indemnity

Professional Indemnity Insurance cover is there to take care of your legal costs and expenses in defending the claim, as well as providing cover for any compensation required to right mistakes.

FMB Building Work Guarantee

FMB Insurance can offer a Building Work Guarantee for either 2, 6 or 10 years, which will run from the date of completion of works.

New Homes Insurance (Build Assure)

FMB Insurance’s New Homes Structural Defects Insurance is a fantastic alternative to the traditional 10 year structural warranties currently on the market.

Commercial & Residential Property

Protect your investment with Commercial Residential Property Insurance. Cover your buildings, contents, and income against loss or damage, whether it's a home, shop, or warehouse. Tailor your policy to include commercial, residential, or mixed-use properties.

Unoccupied Buildings Insurance

Whether you’re awaiting the sale of your property, undergoing renovations or if you’re just leaving your home unoccupied for longer than the standard period that your home insurance may cover you for – FMB Insurance’s Unoccupied Buildings Insurance can help.

Van and Fleet Insurance

Whether your business’s van simply enables you to travel from A to B, or if it’s the only way to get your tools on the road, you need an insurance policy that delivers exactly what you need at the right price.

Breakdown Recovery

Breakdown Recovery Insurance keeps your business moving. Get roadside assistance, repairs, and more, whether at home or abroad. Cover includes passenger relay and European assistance. Get back on the road quickly with reliable coverage.

Commercial Legal Expenses

Protect your business from costly disputes with Commercial Legal Expenses Insurance. Cover legal costs related to employment disputes, contract issues, debt recovery, and more. Tailor your policy to safeguard your SME against unexpected legal challenges.

Directors’ & Officers’ Insurance

Shield your business leaders with Directors' & Officers' Insurance. Protect against costly legal claims related to negligence, misleading statements, or regulatory breaches. Ensure your directors and key managers are covered for legal defense and settlement costs.

Business Interruption

Protect your business from unexpected closures with Business Interruption Insurance. Cover loss of income, material damage, and additional costs if your business is forced to temporarily close. Ensure you're financially secure during unforeseen disruptions.

Office & Contents Insurance

Anything that can be physically moved can be covered in your Office & Contents Insurance including telephones and furniture, computer equipment and fixtures and fittings.

New build insurance

Our all-encompassing New Homes Structural Defects Warranty is tailored to the needs of each builder, developer or housing association.

Keep in touch with FMB Insurance

For regular updates from FMB Insurance, sign-up here with your email address.